[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.resurs.cz\/od-vysneneho-uveru-vas-deli-dve-zasadni-podminky\/#Article","mainEntityOfPage":"https:\/\/www.resurs.cz\/od-vysneneho-uveru-vas-deli-dve-zasadni-podminky\/","headline":"Od vysn\u011bn\u00e9ho \u00fav\u011bru v\u00e1s d\u011bl\u00ed dv\u011b z\u00e1sadn\u00ed podm\u00ednky","name":"Od vysn\u011bn\u00e9ho \u00fav\u011bru v\u00e1s d\u011bl\u00ed dv\u011b z\u00e1sadn\u00ed podm\u00ednky","description":"Z\u00edskat nebankovn\u00ed hypot\u00e9ku je opravdu snadn\u00e9! Sta\u010d\u00ed, kdy\u017e spln\u00edte dv\u011b jednoduch\u00e9 podm\u00ednky a m\u016f\u017eete se na pln\u00e9 kapsy pen\u011bz t\u011b\u0161it i vy! V prvn\u00ed \u0159ad\u011b byste ov\u0161em m\u011bli v\u011bd\u011bt, co je pot\u0159eba ud\u011blat proto, abyste mohli o takov\u00fd typ \u00fav\u011bru bez pot\u00ed\u017e\u00ed po\u017e\u00e1dat: sta\u010d\u00ed si naj\u00edt webov\u00e9 str\u00e1nky t\u00e9 prav\u00e9 nebankovn\u00ed spole\u010dnosti a vyplnit kr\u00e1tk\u00fd […]","datePublished":"2019-09-15","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.resurs.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.resurs.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"resurs.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.resurs.cz\/wp-content\/uploads\/img_a343863_w1743_t1557224946.jpg","url":"https:\/\/www.resurs.cz\/wp-content\/uploads\/img_a343863_w1743_t1557224946.jpg","height":0,"width":0},"url":"https:\/\/www.resurs.cz\/od-vysneneho-uveru-vas-deli-dve-zasadni-podminky\/","about":["Internet"],"wordCount":409,"articleBody":"       Z\u00edskat nebankovn\u00ed hypot\u00e9ku je opravdu snadn\u00e9! Sta\u010d\u00ed, kdy\u017e spln\u00edte dv\u011b jednoduch\u00e9 podm\u00ednky a m\u016f\u017eete se na pln\u00e9 kapsy pen\u011bz t\u011b\u0161it i vy! V prvn\u00ed \u0159ad\u011b byste ov\u0161em m\u011bli v\u011bd\u011bt, co je pot\u0159eba ud\u011blat proto, abyste mohli o takov\u00fd typ \u00fav\u011bru bez pot\u00ed\u017e\u00ed po\u017e\u00e1dat: sta\u010d\u00ed si naj\u00edt webov\u00e9 str\u00e1nky t\u00e9 prav\u00e9 nebankovn\u00ed spole\u010dnosti a vyplnit kr\u00e1tk\u00fd a rychl\u00fd online dotazn\u00edk, v\u00edc nen\u00ed pot\u0159eba. Nyn\u00ed se vra\u0165me ke zm\u00edn\u011bn\u00fdm podm\u00ednk\u00e1m. Nebankovn\u00ed spole\u010dnost v\u011bt\u0161inou vych\u00e1z\u00ed vst\u0159\u00edc i takov\u00fdm klient\u016fm, kter\u00e9 banky z r\u016fzn\u00fdch d\u016fvod\u016f odm\u00edtly. To znamen\u00e1, \u017ee na sebe bere mnohem vy\u0161\u0161\u00ed riziko, \u017ee n\u011bjak\u00fd z klient\u016f nebude schopn\u00fd sv\u016fj dluh spl\u00e1cet. A proto je d\u016fle\u017eit\u00e9 ru\u010den\u00ed nemovitost\u00ed. Pr\u00e1v\u011b hodnotn\u00e1 nemovitost je spolehlivou z\u00e1rukou toho, \u017ee se dlu\u017en\u00edci postaraj\u00ed, aby sv\u00e9 z\u00e1vazky naplnili. V prvn\u00ed \u0159ad\u011b se proto za sv\u016fj \u00fav\u011br mus\u00edte zaru\u010dit nemovitost\u00ed, kter\u00e1 svou hodnotou odpov\u00edd\u00e1 v\u00fd\u0161i \u010d\u00e1stky, o jakou m\u00e1te z\u00e1jem. M\u016f\u017ee to b\u00fdt pom\u011brn\u011b n\u00edzk\u00e1 \u010d\u00e1stka v \u0159\u00e1du n\u011bkolika tis\u00edc korun, i vysok\u00fd \u00fav\u011br v \u0159\u00e1du mili\u00f3n\u016f. Ano, i tak vysokou \u010d\u00e1stku m\u016f\u017eete z\u00edskat, pokud za ni slo\u017e\u00edte odpov\u00eddaj\u00edc\u00ed z\u00e1ruku. Konkr\u00e9tn\u011b nez\u00e1le\u017e\u00ed na druhu zvolen\u00e9 nemovitosti, z\u00e1le\u017e\u00ed v prvn\u00ed \u0159ad\u011b na jej\u00ed aktu\u00e1ln\u00ed odhadn\u00ed hodnot\u011b. A odhad ceny takov\u00e9 nemovitosti provede nebankovn\u00ed spole\u010dnost sama na sv\u00e9 vlastn\u00ed n\u00e1klady. A jak\u00e1 je ta druh\u00e1 podm\u00ednka? Samoz\u0159ejmost\u00ed by m\u011blo b\u00fdt, \u017ee \u017e\u00e1d\u00e1te o p\u016fj\u010dku pouze v p\u0159\u00edpad\u011b, kdy ji budete schopni spl\u00e1cet. P\u016fj\u010dku m\u016f\u017eete z\u00edskat pouze v p\u0159\u00edpad\u011b, kdy m\u00e1te pravideln\u00fd p\u0159\u00edjem dostate\u010dn\u011b vysok\u00fd na to, abyste z n\u011bj pokryli nejen sv\u00e9 pravideln\u00e9 b\u011b\u017en\u00e9 v\u00fddaje, ale tak\u00e9 spl\u00e1tky \u00fav\u011bru i s \u00faroky. Jestli\u017ee dok\u00e1\u017eete tyto podm\u00ednky naplnit, m\u016f\u017eete se t\u011b\u0161it na svou nebankovn\u00ed hypot\u00e9ku s pom\u011brn\u011b v\u00fdhodn\u00fdm \u00farokem a dlouhou dobou splatnosti – t\u0159eba a\u017e t\u0159icet let. Konkr\u00e9tn\u00ed nastaven\u00ed podm\u00ednek smlouvy z\u00e1le\u017e\u00ed na va\u0161ich individu\u00e1ln\u00edch mo\u017enostech a pot\u0159eb\u00e1ch.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od vysn\u011bn\u00e9ho \u00fav\u011bru v\u00e1s d\u011bl\u00ed dv\u011b z\u00e1sadn\u00ed podm\u00ednky","item":"https:\/\/www.resurs.cz\/od-vysneneho-uveru-vas-deli-dve-zasadni-podminky\/#breadcrumbitem"}]}]