[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.resurs.cz\/druzstevni-byt-je-dobra-volba\/#Article","mainEntityOfPage":"https:\/\/www.resurs.cz\/druzstevni-byt-je-dobra-volba\/","headline":"Dru\u017estevn\u00ed byt je dobr\u00e1 volba","name":"Dru\u017estevn\u00ed byt je dobr\u00e1 volba","description":"Rozhodn\u011b ne ka\u017ed\u00fd z n\u00e1s lid\u00ed m\u00e1 to \u0161t\u011bst\u00ed, \u017ee se mu n\u011bkdo postar\u00e1 o bydlen\u00ed. \u010c\u00edm\u017e samoz\u0159ejm\u011b nemysl\u00edm d\u011btstv\u00ed str\u00e1ven\u00e9 v jedn\u00e9 dom\u00e1cnosti s rodi\u010di, ale pozd\u011bj\u0161\u00ed l\u00e9ta, dosp\u011blost, kdy u\u017e by se m\u011bl \u010dlov\u011bk logicky od t\u011bchto odpoutat a za\u010d\u00edt si \u017e\u00edt sv\u00fdm vlastn\u00edm \u017eivotem. A proto za\u010d\u00edn\u00e1 lidsk\u00e1 dosp\u011blost obvykle t\u00edm, \u017ee […]","datePublished":"2022-03-06","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.resurs.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.resurs.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"resurs.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.resurs.cz\/wp-content\/uploads\/ciz%C3%AD%20mince_10_10_10.jpg","url":"https:\/\/www.resurs.cz\/wp-content\/uploads\/ciz%C3%AD%20mince_10_10_10.jpg","height":0,"width":0},"url":"https:\/\/www.resurs.cz\/druzstevni-byt-je-dobra-volba\/","about":["Ekonomika"],"wordCount":417,"articleBody":"   Rozhodn\u011b ne ka\u017ed\u00fd z n\u00e1s lid\u00ed m\u00e1 to \u0161t\u011bst\u00ed, \u017ee se mu n\u011bkdo postar\u00e1 o bydlen\u00ed. \u010c\u00edm\u017e samoz\u0159ejm\u011b nemysl\u00edm d\u011btstv\u00ed str\u00e1ven\u00e9 v jedn\u00e9 dom\u00e1cnosti s rodi\u010di, ale pozd\u011bj\u0161\u00ed l\u00e9ta, dosp\u011blost, kdy u\u017e by se m\u011bl \u010dlov\u011bk logicky od t\u011bchto odpoutat a za\u010d\u00edt si \u017e\u00edt sv\u00fdm vlastn\u00edm \u017eivotem. A proto za\u010d\u00edn\u00e1 lidsk\u00e1 dosp\u011blost obvykle t\u00edm, \u017ee se sh\u00e1n\u00ed n\u011bjak\u00e1 mo\u017enost, kde by se dalo \u017e\u00edt, kde by se takov\u00fd \u010dlov\u011bk mohl zabydlet. A je to hled\u00e1n\u00ed velice slo\u017eit\u00e9. Ne proto, \u017ee by se snad n\u011bjak\u00e9 ty byty nebo rovnou domy ke koupi nebo pronajmut\u00ed nenab\u00edzely, ale proto, \u017ee jde o finan\u010dn\u011b hodn\u011b n\u00e1ro\u010dn\u00e9 z\u00e1le\u017eitosti.Kdo si chce dnes koupit sv\u016fj vlastn\u00ed d\u016fm nebo byt, pot\u0159ebuje miliony. A ty (nejen) mlad\u00fd \u010dlov\u011bk obvykle nem\u00e1. A ani je m\u00edt nem\u016f\u017ee, proto\u017ee p\u0159i v\u00fd\u0161i na\u0161ich p\u0159\u00edjm\u016f se takov\u00e9 \u010d\u00e1stky naspo\u0159\u00ed jen velice slo\u017eit\u011b a a\u017e za dlouhou \u0159adu let, a ne ka\u017ed\u00fd z n\u00e1s m\u00e1 to \u0161t\u011bst\u00ed, \u017ee dostane na koupi n\u011bjak\u00e9 t\u00e9 nemovitosti od rodi\u010d\u016f, kte\u0159\u00ed mu sami dlouhodob\u011b na\u0161et\u0159ili.Kdy\u017e si tedy n\u011bkdo chce koupit sv\u016fj byt, kdy\u017e nechce bydlet jenom v n\u011bjak\u00e9m tak\u00e9 p\u0159edra\u017een\u00e9m, a nav\u00edc i nejist\u00e9m podn\u00e1jmu, mus\u00ed si \u010dasto vz\u00edt aspo\u0148 hypot\u00e9ku. Co\u017e je p\u016fj\u010dka, kterou se d\u00e1 takov\u00e1 koup\u011b nemovitosti financovat, s t\u00edm, \u017ee je ona koupen\u00e1 nemovitost sice \u010dlov\u011bkem vyu\u017e\u00edv\u00e1na, ale a\u017e do splacen\u00ed p\u016fj\u010den\u00fdch pen\u011bz pat\u0159\u00ed v podstat\u011b bance.Jen\u017ee lid\u00e9 n\u011bkdy nedostanou ani hypot\u00e9ku na koupi soukrom\u00e9ho bytu. Proto\u017ee by ani tu nedok\u00e1zali splatit, jak vysok\u00e9 pen\u00edze jsou po nich po\u017eadov\u00e1ny. A pak to vypad\u00e1 beznad\u011bjn\u011b.Ale beznad\u011bj nen\u00ed p\u0159esto na m\u00edst\u011b. Existuje p\u0159ece i hypot\u00e9ka na dru\u017estevn\u00ed byt, kterou dostanou \u010dasto i ti, kte\u0159\u00ed na b\u011b\u017enou p\u016fj\u010dku na vlastn\u00ed nemovitost nedos\u00e1hnou. Proto\u017ee jsou dru\u017estevn\u00ed byty levn\u011bj\u0161\u00ed, nav\u00edc se tu p\u016fj\u010duje jenom men\u0161\u00ed \u010d\u00e1st cel\u00e9 kupn\u00ed ceny, a proto je daleko v\u00edce \u017eadatel\u016f, kte\u0159\u00ed dok\u00e1\u017eou takovouto nebankovn\u00ed hypot\u00e9ku spl\u00e1cet. A tud\u00ed\u017e ji i dostanou.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dru\u017estevn\u00ed byt je dobr\u00e1 volba","item":"https:\/\/www.resurs.cz\/druzstevni-byt-je-dobra-volba\/#breadcrumbitem"}]}]